Home Loans Arizona - California - Nevada - Utah

Credit is everything today especially when it come to purchasing a home. There are several keys factors that can improve ones credit score.

• Keep revolving balances on credit cards below 30% or lower against the high limit
• Pay all debt on time
• Do not occur multiple credit in a 12 month span
• Do not run your credit multiple times in 90 days
• clear any derog marks on your credit such as  collections and judgements

Cash is king today as while as credit, you can have all the money in the world but without a good score it is not worth very much if you are looking to finance a car, home or even a job. Your scores can prevent the ability to move forward in the areas mentioned, the great thing about credit it will come back if you work at it.