Home Loans Arizona - California - Nevada - Utah

FHA purchase home loans in Arizona was created to help increase homeownership. This FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs.



When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

FHA loans are a great way to buy a house and are often very attractive to first-time homebuyers in Arizona. Because the FHA loan is backed by the government, lenders can offer better rates on home mortgage loans. 

FHA purchase home loans in Arizona benefits:

• Low down payments - as low as 3.5%
• Low closing costs - and most can be included in the loan
• Easy credit approval
• Fast Approval

Arizona FHA home loans key features:

• FHA loans are federally backed mortgages designed for low-to-moderate income borrowers who may have lower than average credit scores.
• FHA loans require a lower minimum down payments and credit scores than many conventional loans.
• FHA loans are issued by approved banks and lending institutions, who will evaluate your qualifications for the loan.
• These loans do come with certain restrictions and loan limits not found in conventional mortgages.

If you are ready to purchase your next home in Arizona, please call Nathan Rufty at (623) 850-1210 to get qualified for an FHA loan.